Token BillingKit
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AI SaaS Token Pricing Calculator

Answer in 30 seconds: "Will this plan lose me money?" Paste your model costs, set your plan price and included quota, and get a SAFE/WARNING/UNSAFE verdict — with the max safe token count and a live profit curve. Mirrors the same validate_plan_economics() check inside the Token Billing Kit.

1. Your plan numbers

Monthly plan

How many tokens the user gets in the base fee.

Backend model cost

How many input tokens per output token. 4 ≈ chat; 10 ≈ summarization; 1 ≈ generation-heavy.

Fees

Creem/Gumroad/Lemon Squeezy take ~5-10%.
Advanced options — account for other costs

Optional. Add infrastructure, support, and other per-customer costs to get a more realistic margin.

Servers, DB, bandwidth, logging.
Tickets, refunds, chargebacks, incident handling.
Extra token burn from retries and failed calls, as % of model cost.

2. The verdict

SAFE

—

Blended cost (at your ratio)—
Max safe included quota—
Net revenue after fees—
Cost of included quota—
Profit per subscriber—
Margin on base fee—
Overage margin per 1M—
Overage break-even price—
Other costs (infra + support)—

Note: This checks token economics only. It does not account for infrastructure, support, retries, refunds, chargebacks, or other overhead. Treat SAFE as a necessary-but-not-sufficient condition for profitability.

Profit curve — change plan price

Horizontal = monthly price, Vertical = profit per subscriber. Red line = break-even, blue dotted = your plan.

Like this verdict? Ship it inside your product.

The same validate_plan_economics() logic — plus the billing engine, Stripe integration, weighted quota, usage caps, audit log, and 7 setup guides — is in the Token Billing Kit. Drop it into your Python project this afternoon.

Frequently asked questions

How do I price token usage for my AI SaaS?

Compute your blended cost per 1M tokens from your input/output mix, then set a plan price whose net revenue (after Stripe/platform fees) covers the included quota with at least 15% margin. Overage should be 1.6x or more above blended cost. The calculator above does all of this instantly.

What blended cost should I use for an AI SaaS in 2026?

At a typical 4:1 input:output ratio: budget models (Flash/Lite tiers) ~$0.40/1M tokens, smart mid-route ~$1.00/1M, Sonnet-tier ~$3.60/1M, flagship Opus-tier ~$9.00+/1M. Use the calculator's input fields to match your actual routing mix.

Why do AI SaaS plans lose money even with usage caps?

Three common reasons: (1) blended cost is higher than assumed because users route to the most expensive model, (2) overage price is below blended cost so heavy users cost you more than they pay, (3) payment fees (Stripe ~2.9% + 30¢) and platform fees eat margin on low-priced plans. The calculator flags each.

How much can I safely include in a $19/month AI plan?

At a $0.40/1M blended cost (budget routing), a $19 plan nets ~$18.14 after payment fees and can safely include ~45M tokens with 15% margin. At $3.60/1M (Sonnet-tier), the same plan only fits ~1.5M tokens safely — that's a 30x difference.